Kouzmanoff Financial and Insurance Services, Inc.

Individual DI is needed by your prospects (clients) more than ever – the one insurance product that protects their earning power in the event of sickness or accident.

Consider this:

1. Individual DI protects your client’s most important asset.
2. Individual DI pays tax-free benefits at a time when needed most.
3. Carriers now offer coverage as much as 90% of after tax earnings
4. Most Individual DI is GR and Non-Can and can protect for disability from one’s specific occupation.
5. Individual DI is nearly “service free”, and has high persistency.
6. Individual DI pays great first year and renewal commissions.
7. Even “high risk” occupations can be covered by individual DI.