Kouzmanoff Financial & Insurance Services, Inc.
2010-09-07T02:23:11Z
Kouzmanoff Financial & Insurance Services, Inc. List Owner
marketing@kouzmanoff.com
http://kouzmanoff.com/cgi-bin/dada/mail.cgi
Dada Mail 2.10.10
10 Good Reasons!
tag:kouzmanoff.com,2010-02-03:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20100203133143%2F
2010-02-03T13:31:43Z
2010-02-03T13:31:43Z
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2009-08-31:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20090831104521%2F
2009-08-31T10:45:21Z
2009-08-31T10:45:21Z
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Kouzmanoff Disability Insurance, Tradesman Policies.
tag:kouzmanoff.com,2009-08-31:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20090831100439%2F
2009-08-31T10:04:39Z
2009-08-31T10:04:39Z
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Is Individual DI an important part of your product portfolio?
tag:kouzmanoff.com,2009-06-08:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20090608130314%2F
2009-06-08T13:03:14Z
2009-06-08T13:03:14Z
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Is <span class="inid">Individual DI</span> an important <br>
part of your product portfolio?</p>
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<td width="585" height="287" bgcolor="#E4EAF6"><center><a href="http://www.kouzfinancial.com/"><img src="http://www.kouzmanoff.com/images/Untitled-2_02.jpg" alt="www.kouzfinancial.com <br> load images" width="585" height="287" border="0"></a></center></td>
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<p style="text-align: justify; margin:10px 10px 10px 10px;">Individual DI is needed by your prospects (clients) more than ever – the one insurance product that protects their earning power in the event of sickness or accident.</span>
<span style="text-align: justify">
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<blockquote>
<U><strong>Consider this</strong></U><strong>: </strong></p>
<ol>
<li> Individual DI protects your client’s most important asset. </li>
<li> Individual DI pays tax-free benefits at a time when needed most. </li>
<li> Carriers now offer coverage as much as 90% of after tax earnings </li>
<li> Most Individual DI is GR and Non-Can and can protect for disability from one’s specific occupation. </li>
<li> Individual DI is nearly “service free”, and has high persistency. </li>
<li> Individual DI pays great first year and renewal commissions. </li>
<li> Even “high risk” occupations can be covered by individual DI. </li>
</ol>
</blockquote> </td>
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800-653-8003 or email us at <a href="mailto:tbishop@kouzfinancial.com">tbishop@kouzfinancial.com</a>.</strong></td>
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<span style="font-size: 9.5pt; font-family: Verdana,Arial,Helvetica,sans-serif;"><a href="http://www.kouzfinancial.com">Kouzmanoff Financial & Insurance Services, Inc.</a> <br>
3878 W. Carson St., Suite 200 | Torrance, Ca. 90503<br>
Phone: 310-792-7355 | 800-653-8003<br>
Fax: 310-792-7360 <br>
E-Mail: <a href="mailto:tbishop@kouzfinancial.com"> tbishop@kouzfinancial.com</a></span>
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2008-12-03:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20081203154900%2F
2008-12-03T15:49:00Z
2008-12-03T15:49:00Z
<div id="cc-message">
<!-- /end #branding -->
<div id="cc-wrap"> <div id="cc-wrap-inner"> <div id="cc-content"> <div id="cc-content-inner"> <h1> <img src="http://kouzmanoff.com/images/kouz_logo.gif" alt="Kouzmanoff Financial & Insurance Services, Inc." /> </h1>
<div align="center" id="cc-title"> <h2><img src="http://kouzmanoff.com/images/kouzfinancial_header.gif" alt="Your Disability Partner" width="510" height="30" /></h2>
</div>
<!-- /end #cc-date --> <div id="cc-main"> <div id="cc-highlights"> <div class="blurb"> <h3 class="priority"> <strong>Great News! </strong></h3>
<p> For government employees, The Standard's maximum individual disability
income insurance (IDI)<strong> benefit amount has been increased. </strong><br />
<a href="http://kouzfinancial.com/contact.php">Contact Us Now</a></p>
</div>
<!-- /end .blurb -->
<div class="blurb"> <h3>(800) 653-8003 </h3> <br />
<p> <img src="http://kouzmanoff.com/images/bishop_news.jpg" alt="" width="43" height="63" />
<a href="http://kouzfinancial.com/contact.php">Terry Bishop,</a> Disability Sales Manager, has more than 30 years experience is dealing with a multitude of carriers and products specifically designed to meet your client’s needs.</p>
You can call him right now! <strong>800-653-8003</strong></div> <!-- /end .blurb -->
<br />
<div class="blurb"> <h3>How to Apply </h3>
<p> <img src="http://kouzmanoff.com/images/kouz_apply.jpg" alt="" width="43" height="63" />
<a href="http://kouzfinancial.com/request.php"> DI Proposal Request Form</a> Call us, or fill out our online form. Let us be your preferreddisability partner, we will tailored our packages to maximize your clients needs with the best possible disability coverage available, professionally tailored from our professionals.</p>
</div>
</div>
<div id="cc-featured"> <div class="wrap"> We are pleased to announce
increases to the maximum benefit amounts for
government employees, including government physicians.
<!-- /end .wrap -->
<ul>
<li><strong>$5,000 maximum </strong>benefit amount for occupation classes 3A, 3P, 4A, 4P and 5A </li>
<li><strong>$2,000 maximum </strong>benefit amount for occupation classes 2A, A and B</li>
</ul>
<table cellpadding="0" cellspacing="0">
<tr>
<td width="92" bgcolor="#c9c6a3"><p align="center">Occ Class </p></td>
<td width="165" bgcolor="#c9c6a3"><p align="center">Previous Maximum <br />
Benefit </p></td>
<td width="122" bgcolor="#c9c6a3"><p align="center"><strong>New Maximum</strong> Amount </p></td>
</tr>
<tr >
<td align="center">5A </td>
<td align="center">$2,000 </td>
<td align="center">$5,000 </td>
</tr>
<tr bgcolor="#aac4cb">
<td align="center">4A, 4P </td>
<td align="center">$2,000 </td>
<td align="center">$5,000 </td>
</tr>
<tr >
<td align="center">3A, 3P </td>
<td align="center">$1,500 </td>
<td align="center">$5,000 </td>
</tr>
<tr bgcolor="#aac4cb">
<td align="center">2A </td>
<td align="center">$1,000 </td>
<td align="center">$2,000 </td>
</tr>
<tr >
<td align="center">A </td>
<td align="center">$500 </td>
<td align="center">$2,000 </td>
</tr>
<tr bgcolor="#aac4cb">
<td align="center">B </td>
<td align="center">$500 </td>
<td align="center">$2,000 </td>
</tr>
</table>
<p> </p> </div>
</div>
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style="font-size: 9.5pt; font-family:Verdana, Arial, Helvetica, sans-serif"><a href="http://www.kouzfinancial.com">Kouzmanoff Financial & Insurance Services, Inc.</a> <br />
3878 W. Carson St., Suite 200 | Torrance, Ca. 90503<br />
Phone: 310-792-7355 | 800-653-8003<br />
Fax: 310-792-7360 <br />
E-Mail: <a href="mailto:tbishop@kouzfinancial.com"> tbishop@kouzfinancial.com</a></span><font
face="sans-serif"><o:p> </o:p></font> </span>
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2008-12-03:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20081203154841%2F
2008-12-03T15:48:41Z
2008-12-03T15:48:41Z
<br />
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<!-- /end #branding --><br />
<div id="cc-wrap"> <div id="cc-wrap-inner"> <div id="cc-content"> <div id="cc-content-inner"> <h1> <img src="<a href="http://kouzmanoff.com/images/kouz_logo.gif">http://kouzmanoff.com/images/kouz_logo.gif</a>" alt="Kouzmanoff Financial & Insurance Services, Inc." /> </h1> <br />
<br />
<div align="center" id="cc-title"> <h2><img src="<a href="http://kouzmanoff.com/images/kouzfinancial_header.gif">http://kouzmanoff.com/images/kouzfinancial_header.gif</a>" alt="Your Disability Partner" width="510" height="30" /></h2> <br />
</div><br />
<br />
<!-- /end #cc-date --> <div id="cc-main"> <div id="cc-highlights"> <div class="blurb"> <h3 class="priority"> <strong>Great News! </strong></h3> <br />
<br />
<p> For government employees, The Standard's maximum individual disability <br />
income insurance (IDI)<strong> benefit amount has been increased. </strong><br /><br />
<a href="<a href="http://kouzfinancial.com/contact.php">Contact">http://kouzfinancial.com/contact.php">Contact</a> Us Now</a></p><br />
</div><br />
<br />
<!-- /end .blurb --> <br />
<br />
<div class="blurb"> <h3>(800) 653-8003 </h3> <br /><br />
<p> <img src="<a href="http://kouzmanoff.com/images/bishop_news.jpg">http://kouzmanoff.com/images/bishop_news.jpg</a>" alt="" width="43" height="63" /> <br />
<a href="<a href="http://kouzfinancial.com/contact.php">Terry">http://kouzfinancial.com/contact.php">Terry</a> Bishop,</a> Disability Sales Manager, has more than 30 years experience is dealing with a multitude of carriers and products specifically designed to meet your client’s needs.</p> <br />
You can call him right now! <strong>800-653-8003</strong></div> <!-- /end .blurb --><br />
<br />
<br /> <br />
<div class="blurb"> <h3>How to Apply </h3> <br />
<br />
<p> <img src="<a href="http://kouzmanoff.com/images/kouz_apply.jpg">http://kouzmanoff.com/images/kouz_apply.jpg</a>" alt="" width="43" height="63" /> <br />
<a href="<a href="http://kouzfinancial.com/request.php">http://kouzfinancial.com/request.php</a>"> DI Proposal Request Form</a> Call us, or fill out our online form. Let us be your preferreddisability partner, we will tailored our packages to maximize your clients needs with the best possible disability coverage available, professionally tailored from our professionals.</p> <br />
</div><br />
</div><br />
<div id="cc-featured"> <div class="wrap"> We are pleased to announce<br />
increases to the maximum benefit amounts for<br />
government employees, including government physicians. <br />
<!-- /end .wrap --> <br />
<ul><br />
<li><strong>$5,000 maximum </strong>benefit amount for occupation classes 3A, 3P, 4A, 4P and 5A </li><br />
<br />
<li><strong>$2,000 maximum </strong>benefit amount for occupation classes 2A, A and B</li><br />
</ul><br />
<table cellpadding="0" cellspacing="0"><br />
<tr><br />
<td width="92" bgcolor="#c9c6a3"><p align="center">Occ Class </p></td><br />
<td width="165" bgcolor="#c9c6a3"><p align="center">Previous Maximum <br /><br />
Benefit </p></td><br />
<br />
<td width="122" bgcolor="#c9c6a3"><p align="center"><strong>New Maximum</strong> Amount </p></td><br />
</tr><br />
<tr ><br />
<td align="center">5A </td><br />
<td align="center">$2,000 </td><br />
<td align="center">$5,000 </td><br />
<br />
</tr><br />
<tr bgcolor="#aac4cb"><br />
<td align="center">4A, 4P </td><br />
<td align="center">$2,000 </td><br />
<td align="center">$5,000 </td><br />
</tr><br />
<tr ><br />
<br />
<td align="center">3A, 3P </td><br />
<td align="center">$1,500 </td><br />
<td align="center">$5,000 </td><br />
</tr><br />
<tr bgcolor="#aac4cb"><br />
<td align="center">2A </td><br />
<td align="center">$1,000 </td><br />
<br />
<td align="center">$2,000 </td><br />
</tr><br />
<tr ><br />
<td align="center">A </td><br />
<td align="center">$500 </td><br />
<td align="center">$2,000 </td><br />
</tr><br />
<br />
<tr bgcolor="#aac4cb"><br />
<td align="center">B </td><br />
<td align="center">$500 </td><br />
<td align="center">$2,000 </td><br />
</tr><br />
</table><br />
<p> </p> </div><br />
<br />
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3878 W. Carson St., Suite 200 | Torrance, Ca. 90503<br /><br />
Phone: 310-792-7355 | 800-653-8003<br /><br />
Fax: 310-792-7360 <br /><br />
E-Mail: <a href="<a href="mailto:tbishop@kouzfinancial.com">mailto:tbishop@kouzfinancial.com</a>"> <a href="mailto:tbishop@kouzfinancial.com">tbishop@kouzfinancial.com</a></a></span><font<br />
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2008-10-08:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20081008083107%2F
2008-10-08T08:31:07Z
2008-10-08T08:31:07Z
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<td style="border-top: 0px solid rgb(0, 0, 0); text-align: center;" align="center" bgcolor="#6799c2"><span style="font-size: 10px; color: #474746; line-height: 200%; font-family: verdana; text-decoration: none;">Email not displaying correctly? <a href="http://www.kouzmanoff.com/kouzfinancial" style="font-size: 10px; color: #474746; line-height: 200%; font-family: verdana; text-decoration: none;">View it in your browser.</a></span></td>
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<center><img src="http://kouzmanoff.com/kouzfinancial/images/topbanner.gif" alt="Kouzmanoff Financial & Insurance Services, Inc." width="600" height="49" border="0" align="center" id="editableImg1" title="Your Company"></center>
<div align="center"><a href="http://www.kouzfinancial.com"><img src="http://kouzmanoff.com/kouzfinancial/images/top.jpg" width="600" height="240" border="0" alt="Kouzmanoff Financial & Insurance Services, Inc."></a>
<span style="font-size: 22px; font-weight: bold; color: #003d71; font-family: arial; line-height: 110%; background-color:"><span style="font-size: 22px; font-weight: bold; color: #003d71; font-family: arial; line-height: 110%; background-color:"><img style="float:right;width:120px;height:100px; padding:5 25 0 5" src="http://kouzmanoff.com/kouzfinancial/images/phone.gif"></span></span><br>
<span style="font-size: 22px; font-weight: bold; color: #003d71; font-family: arial; line-height: 110%; background-color:">When you think Disability Insurance... <br>
think Kouzmanoff Financial<br>
</span>
<strong>YOUR DISABILITY INSURANCE SPECIALISTS</strong>
</div>
<HR size="0PX" color="#CCCCCC" width="90%" style="border-top: 1px dashed rgb(204, 204, 204)">
<p align="center"><span style="font-size: 18px; font-weight: bold; color: #FF6600; font-family: arial; font-weight: bold; font-style: italic;"> We represent America's leading DI Carriers.</span></p> </td>
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<table width="600" bgcolor="#ffffff" cellpadding="20" cellspacing="0">
<tbody><tr>
<td style="font-size: 12px; color: rgb(0, 0, 0); line-height: 110%; font-family: trebuchet ms;" valign="top" width="400" bgcolor="#ffffcc">
<p><em>
</em>
<span style="font-size: 20px; font-weight: bold; color: #8daaca; font-family: arial; line-height: 110%;">WHAT WE OFFER :</span><br>
<br>
<img src="http://kouzmanoff.com/kouzfinancial/images/BULLET.gif" width="10" height="10"> Individual Guarantee Renewable & Non-Cancelable</p>
<p><img src="http://kouzmanoff.com/kouzfinancial/images/BULLET.gif" width="10" height="10"> True "own occ" definition of total disability for ALL Physicians, including Surgeons</p>
<p><img src="http://kouzmanoff.com/kouzfinancial/images/BULLET.gif" width="10" height="10"> Business Office Overhead Expense</p>
<p><img src="http://kouzmanoff.com/kouzfinancial/images/BULLET.gif" width="10" height="10"> Business Disability Buy-Out</p>
<p><img src="http://kouzmanoff.com/kouzfinancial/images/BULLET.gif" width="10" height="10"> GUARANTEED ISSUE DI of Business's with as few as 5 Insured <a href="#"></a></p>
<p align="center"> </p>
<p align="center"><span style="font-size: 22px; color: #666666; font-family: arial; font-weight: bold;line-height: 150%;">The widest variety of Individual and Group Disability Plans.</span>
</p></td>
<td style="border-left: 1px dashed rgb(204, 204, 204); background-color: rgb(255, 255, 255); text-align: left;" valign="top" width="200">
<p align="center" style="font-size: 11px; font-weight: normal; color: rgb(153, 153, 153); font-family: arial; line-height: 150%;">
<span style="font-size: 22px; font-weight: bold; color: rgb(51, 51, 51); font-family: arial; line-height: 100%;">Call us
for
<br>
your next<br>
DI Proposal</span><br>
<br>
<img src="http://kouzmanoff.com/kouzfinancial/images/phoneus.gif" width="200" height="38" alt="1-800-653-8003"><br>
<br>
<P align="right"><span style="font-size: 22px; font-weight: bold; color: rgb(51, 51, 51); font-family: arial; ">
Terry Bishop<br>
</span>
<span align="center" style="font-size: 11px; font-weight: normal; color: rgb(153, 153, 153); font-family: arial; line-height: 180%;">DISABILITY SALES MANAGER <br> 310-792-7355 </span></p>
<p align="left" style="font-size: 11px; font-weight: normal; color: rgb(153, 153, 153); font-family: arial; line-height: 150%;"><span align="center" style="font-size: 9px; font-weight: normal; color: rgb(153, 153, 153); font-family: arial;"><br>
<a href="http://www.kouzfinancial.com"><img src="http://kouzmanoff.com/kouzfinancial/images/logo.gif" alt="Kouzmanoff Financial & Insurance Services, Inc." width="200" height="71" border="0"></a> </span></p>
<p align="right" style="font-size: 11px; font-weight: normal; color: rgb(153, 153, 153); font-family: arial; ">3878 W. CARSON ST. SUITE 200<br>
TORRANCE, CA 90503</p></td>
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2008-07-01:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20080701170650%2F
2008-07-01T17:06:50Z
2008-07-01T17:06:50Z
<p class="MsoNormal" style="text-align: center;" align="center"><font
face="sans-serif" size="1"><span
style="font-size: 7.5pt; font-family: Arial;">If you are experiencing
difficulties reading this email, try: <a
href="http://www.kouzmanoff.com/kouzfinancial">http://www.kouzmanoff.com/kouzfinancial</a></span></span><font
face="sans-serif"><o:p></o:p></font></p>
<div align="center">
<table class="MsoNormalTable"
style="border: 1pt outset black; width: 330pt;" border="1"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="border: 1pt inset black; padding: 0in;">
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
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<td style="padding: 0in;">
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><a href="http://www.kouzmanoff.com/kouzfinancial"><img
id="_x0000_i1026" src="http://www.kouzmanoff.com/images/DIBroker_Banner.jpg"
alt="Up to 20k per month of DI for all physicians now available!"
border="0" height="200" width="550"></a><o:p></o:p></span></font></p>
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<p class="MsoNormal"><span
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<table class="MsoNormalTable" style="width: 199.2pt;"
border="0" cellpadding="0" cellspacing="0" width="332">
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width="318">
<p align="center"><font face="sans-serif"><span
class="style221"><font size="1"><span style="font-size: 9.5pt;">New
Disability Insurance Issue Limits have been announced for Surgeons,
Anesthesiologists and Dermatologists. All doctors and specialty
dentists can now have </span></font></span><span class="style471"><b><font
color="#9e281c" size="1"><span style="font-size: 11.5pt;">$20k of
individual DI</span></font></b></span>.<br>
<br>
<span><b><font color="#3399cc"
size="2"><span style="font-size: 9.5pt;"><a
href="http://www.kouzmanoff.com/kouzfinancial">Go <u>HERE</u> to
contact us today</a></span></font></b></span><br>
<span ><font size="1"><span
style="font-size: 8.5pt;">We've got you covered with industry-leading
product access and support.</span></font></span><o:p></o:p></font> </p>
</td>
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<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
<td style="padding: 0in; width: 130.8pt;" valign="top"
width="218">
<p class="MsoNormal" style="text-align: center;"
align="center"><font face="sans-serif"><span class="style411"><font
color="#3399cc" size="1"><span style="font-size: 10pt;">Riders</span></font></span><span
class="style401"><b><font color="#3399cc" size="1"><span
style="font-size: 10pt;"> available include:</span></font></b></span><o:p></o:p></font>
</p>
<table class="MsoNormalTable" style="width: 100%;"
align="right" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td style="padding: 1.2pt; width: 125.4pt;"
width="209">
<div align="center">
<table class="MsoNormalTable"
style="border: 1pt outset rgb(51, 153, 204); background: rgb(238, 248, 249) none repeat scroll 0% 50%; width: 100%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"
bgcolor="#eef8f9" border="1" cellpadding="0" cellspacing="0"
width="100%">
<tbody>
<tr>
<td
style="border: 1pt inset rgb(51, 153, 204); padding: 3pt;">
<div align="center">
<table class="MsoNormalTable"
style="width: 96%;" border="0" cellpadding="0" cellspacing="0"
width="96%">
<tbody>
<tr>
<td
style="padding: 1.2pt; width: 0.1in;" valign="top" width="12">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font size="3"><span
style="font-size: 12pt;">•</span></font></span><o:p></o:p></font></p>
</td>
<td
style="padding: 1.2pt; width: 114pt;" width="190">
<p class="style13"><font
face="sans-serif"><span ><b><font color="black"
size="1"><span style="font-size: 9pt;">True Own Occupation</span></font></b></span><o:p></o:p></font>
</p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font color="#333333" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);">•</span></font></span></font><font
color="#333333" face="sans-serif" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);"><o:p></o:p></span></font></p>
</td>
<td style="padding: 1.2pt;">
<p class="MsoNormal"><font
face="sans-serif"><span ><font size="1"><span
style="font-size: 9pt;">Cost of Living Adjustment Rider </span></font></span><o:p></o:p></font></p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font color="#333333" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);">•</span></font></span></font><font
color="#333333" face="sans-serif" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);"><o:p></o:p></span></font></p>
</td>
<td style="padding: 1.2pt;">
<p class="MsoNormal"><font
face="sans-serif"><span ><font size="2"><span
style="font-size: 9pt;">Residual with Recovery Benefit </span></font></span><o:p></o:p></font></p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font color="#333333" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);">•</span></font></span></font><font
color="#333333" face="sans-serif" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);"><o:p></o:p></span></font></p>
</td>
<td style="padding: 1.2pt;">
<p class="MsoNormal"><font
face="sans-serif"><span ><font size="1"><span
style="font-size: 9pt;">Catastrophic Illness Rider</span></font></span><o:p></o:p></font></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font
face="sans-serif" size="3"><span style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font face="sans-serif"
size="3"><span style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
<p align="center" class="MsoNormal"><span
style="font-size: 9.5pt; font-family:Verdana, Arial, Helvetica, sans-serif">Kouzmanoff Financial & Insurance Services, Inc. <br>
3878 W. Carson St., Suite 200 |
Torrance, Ca. 90503<br>
Phone: 310-792-7355 |
800-653-8003<br>
Fax: 310-792-7360 <br>
E-Mail: <a href="mailto:kfis@mminternet.com"> fis@mminternet.com</a></span><font
face="sans-serif"><o:p><span class="MsoNormal"><span
style="font-size: 12pt;"> </span></span></o:p></font> </p>
<p></p></td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p> </o:p></span></font></p>
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
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<td style="padding: 0in;">
<p align="center" class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p><a href="http://www.kouzmanoff.com/kouzfinancial"><img src="http://www.kouzmanoff.com/images/bannerlow.gif" width="550" height="56" border="0"></a></o:p></span></font></p> </td>
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<font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></div>
</td>
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<p class="MsoNormal" style="text-align: center;" align="center"><font
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<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p> </o:p></span></font></p>
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
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style="font-size: 12pt;"><o:p></o:p></span></font></p>
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Kouzmanoff Financial DI up to $20K per month
tag:kouzmanoff.com,2008-06-10:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20080610115545%2F
2008-06-10T11:55:45Z
2008-06-10T11:55:45Z
<p class="MsoNormal" style="text-align: center;" align="center"><font
face="sans-serif" size="1"><span
style="font-size: 9.5pt; font-family: Arial;"><strong>If you are experiencing
difficulties reading or viewing this email, try:</strong><br>
<a
href="http://www.kouzmanoff.com/kouzfinancial">http://www.kouzmanoff.com/kouzfinacial</a></span></span><font
face="sans-serif"><o:p></o:p></font></p>
<div align="center">
<table class="MsoNormalTable"
style="border: 1pt outset black; width: 330pt;" border="1"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="border: 1pt inset black; padding: 0in;">
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="padding: 0in;">
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><a href="http://www.kouzmanoff.com/kouzfinancial"><img
id="_x0000_i1026" src="http://www.kouzmanoff.com/images/DIBroker_Banner.jpg"
alt="Up to 20k per month of DI for all physicians now available!"
border="0" height="200" width="550"></a><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><span
style="font-size: 12pt;"><o:p> </o:p></span></p>
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="padding: 0in;">
<table class="MsoNormalTable" style="width: 330pt;"
border="0" cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="padding: 0in; width: 199.2pt;" valign="top"
width="332">
<table class="MsoNormalTable" style="width: 199.2pt;"
border="0" cellpadding="0" cellspacing="0" width="332">
<tbody>
<tr>
<td style="padding: 4.2pt; width: 2.65in;"
width="318">
<p align="center"><font face="sans-serif"><span
class="style221"><font size="1"><span style="font-size: 9.5pt;">New
Disability Insurance Issue Limits have been announced for Surgeons,
Anesthesiologists and Dermatologists. All doctors and specialty
dentists can now have </span></font></span><span class="style471"><b><font
color="#9e281c" size="1"><span style="font-size: 11.5pt;">$20k of
individual DI</span></font></b></span>.<br>
<br>
<span><b><font color="#3399cc"
size="2"><span style="font-size: 9.5pt;"><a
href="http://www.kouzmanoff.com/kouzfinancial">Go <u>HERE</u> to
contact us today</a></span></font></b></span><br>
<span ><font size="1"><span
style="font-size: 8.5pt;">We've got you covered with industry-leading
product access and support.</span></font></span><o:p></o:p></font> </p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
<td style="padding: 0in; width: 130.8pt;" valign="top"
width="218">
<p class="MsoNormal" style="text-align: center;"
align="center"><font face="sans-serif"><span class="style411"><font
color="#3399cc" size="1"><span style="font-size: 10pt;">Riders</span></font></span><span
class="style401"><b><font color="#3399cc" size="1"><span
style="font-size: 10pt;"> available include:</span></font></b></span><o:p></o:p></font>
</p>
<table class="MsoNormalTable" style="width: 100%;"
align="right" border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td style="padding: 1.2pt; width: 125.4pt;"
width="209">
<div align="center">
<table class="MsoNormalTable"
style="border: 1pt outset rgb(51, 153, 204); background: rgb(238, 248, 249) none repeat scroll 0% 50%; width: 100%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"
bgcolor="#eef8f9" border="1" cellpadding="0" cellspacing="0"
width="100%">
<tbody>
<tr>
<td
style="border: 1pt inset rgb(51, 153, 204); padding: 3pt;">
<div align="center">
<table class="MsoNormalTable"
style="width: 96%;" border="0" cellpadding="0" cellspacing="0"
width="96%">
<tbody>
<tr>
<td
style="padding: 1.2pt; width: 0.1in;" valign="top" width="12">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font size="3"><span
style="font-size: 12pt;">•</span></font></span><o:p></o:p></font></p>
</td>
<td
style="padding: 1.2pt; width: 114pt;" width="190">
<p class="style13"><font
face="sans-serif"><span ><b><font color="black"
size="1"><span style="font-size: 9pt;">True Own Occupation</span></font></b></span><o:p></o:p></font>
</p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font color="#333333" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);">•</span></font></span></font><font
color="#333333" face="sans-serif" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);"><o:p></o:p></span></font></p>
</td>
<td style="padding: 1.2pt;">
<p class="MsoNormal"><font
face="sans-serif"><span ><font size="1"><span
style="font-size: 9pt;">Cost of Living Adjustment Rider </span></font></span><o:p></o:p></font></p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top">
<p class="MsoNormal"><font
face="sans-serif"><span class="style231"><font color="#333333" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);">•</span></font></span></font><font
color="#333333" face="sans-serif" size="1"><span
style="font-size: 8.5pt; color: rgb(51, 51, 51);"><o:p></o:p></span></font></p>
</td>
<td style="padding: 1.2pt;">
<p class="MsoNormal"><font
face="sans-serif"><span ><font size="2"><span
style="font-size: 9pt;">Residual with Recovery Benefit </span></font></span><o:p></o:p></font></p>
</td>
</tr>
<tr>
<td style="padding: 1.2pt;"
valign="top"> </td>
<td style="padding: 1.2pt;"><p class="MsoNormal"><font
face="sans-serif"><o:p></o:p></font></p> </td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font
face="sans-serif" size="3"><span style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font face="sans-serif"
size="3"><span style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></p>
</td>
</tr>
</tbody>
</table>
<p align="center" class="MsoNormal"><span
style="font-size: 9.5pt; font-family:Verdana, Arial, Helvetica, sans-serif"><a href="http://www.kouzmanoff.com/kouzfinancial">Kouzmanoff Financial & Insurance Services, Inc.</a> <br>
3878 W. Carson St., Suite 200 |
Torrance, Ca. 90503<br>
Phone: 310-792-7355 |
800-653-8003<br>
Fax: 310-792-7360 <br>
E-Mail: <a href="mailto:tbishop@kouzfinacial.com"> tbishop@kouzfinancial.com</a></span><font
face="sans-serif"><o:p> </o:p></font> </p>
<p></p></td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p> </o:p></span></font></p>
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
<tr>
<td style="padding: 0in;">
<p align="center" class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p><a href="http://www.kouzmanoff.com/kouzfinancial"><img src="http://www.kouzmanoff.com/images/bannerlow.gif" width="550" height="56" border="0"></a></o:p></span></font></p> </td>
</tr>
</tbody>
</table>
<font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p></o:p></span></font></div>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal" style="text-align: center;" align="center"><font
face="sans-serif" size="3"><span style="font-size: 12pt;"><o:p></o:p></span></font></p>
<p class="MsoNormal"><font face="sans-serif" size="3"><span
style="font-size: 12pt;"><o:p> </o:p></span></font></p>
<div align="center">
<table class="MsoNormalTable" style="width: 330pt;" border="0"
cellpadding="0" cellspacing="0" width="550">
<tbody>
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<td style="padding: 0in;"><p style="text-align: center;" align="center"><span style="font-family:Verdana, Arial, Helvetica, sans-serif; font-size:9.5pt">To change your <a href="http://kouzmanoff.com/cgi-bin/dada/mail.cgi/list/finacial/">subscription option status click here</a></span> <br>
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Kouzmanoff Financial & Insurance Services, Inc. Message
tag:kouzmanoff.com,2008-03-11:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20080311125350%2F
2008-03-11T12:53:50Z
2008-03-11T12:53:50Z
<CENTER>
<table width=640 border=0 cellpadding=0 cellspacing=0 vspace="0">
<tr>
<td width=16 rowspan="9" background="http://www.kouzfinancial.com/images/bite.gif"></td>
<td bgcolor="#ff0000">
<div align="center"><font color="#ffffff" size="1" face="San-Serif, Verdana, Arial, Plain"><b>EASY ISSUE OF DI: HOT NEWS MARCH 2008 </b></font>
</div><a href="http://www.kouzfinancial.com">
<table id="Table_01" width="600" height="585" border="0" cellpadding="0" cellspacing="0">
<tr>
<td> <img src="http://www.kouzfinancial.com/images/jerry3_01.jpg" width="84" height="65" alt="" border="0"></td>
<td colspan="2"> <img src="http://www.kouzfinancial.com/images/k1.gif" width="516" height="65" alt="" border="0"></td>
</tr>
<tr>
<td colspan="3"> <img src="http://www.kouzfinancial.com/images/k2.gif" width="600" height="15" alt="" border="0"></td>
</tr>
<tr>
<td colspan="2" rowspan="2"> <img src="http://www.kouzfinancial.com/images/jerry3_04.jpg" width="403" height="360" alt="" border="0"></td>
<td> <img src="http://www.kouzfinancial.com/images/k9.jpg" width="197" height="198" alt="" border="0"></td>
</tr>
<tr>
<td> <img src="http://www.kouzfinancial.com/images/jerry3_06.jpg" width="197" height="162" alt="" border="0"></td>
</tr>
<tr>
<td colspan="3"> <img src="http://www.kouzfinancial.com/images/k4.gif" width="600" height="28" alt="" border="0"></td>
</tr>
<tr>
<td colspan="3"> <img src="http://www.kouzfinancial.com/images/k5.gif" width="600" height="105" alt="" border="0"></td>
</tr>
<tr>
<td colspan="3"> <img src="http://www.kouzfinancial.com/images/k6.gif" width="600" height="11" alt="" border="0"></td>
</tr>
<tr>
<td> <img src="http://www.kouzfinancial.com/images/spacer.gif" width="84" height="1" alt="" border="0"></td>
<td> <img src="http://www.kouzfinancial.com/images/spacer.gif" width="319" height="1" alt="" border="0"></td>
<td> <img src="http://www.kouzfinancial.com/images/spacer.gif" width="197" height="1" alt="" border="0"></td>
</tr>
</table></a>
<div align="center"><font color="#ffffff" size="1" face="San-Serif, Verdana, Arial, Plain"><b>No Medical, No Financial Doc's, No Hassle,
Quick to Issue up to $5K per month of Benefit.</b></i></font></em></div></td>
<td width=16 rowspan="9" background="http://www.kouzfinancial.com/images/rbite.gif"></td>
</tr>
<tr bgcolor="#003d7d">
<td width=605 bgcolor="#003d7d">
<div align="center"><strong><font color="#ffffff" size="5" face="San-Serif, Verdana, Arial, Plain"><b>Your Local DI Expert
</b></font></strong><font color="#ffffff" size="5" face="San-Serif, Verdana, Arial, Plain"><em><font color="#ffffff" size="1" face="San-Serif, Verdana, Arial, Plain"><i><br>
</i></font></em><font color="#ffffff" size="1" face="San-Serif, Verdana, Arial, Plain">GREAT NEWS from your Kouzmanoff Financial</font></font></strong></div></td>
</tr>
<tr>
<td width=602 bgcolor="#000010"></td>
</tr>
<tr>
<td valign=TOP bgcolor="#003d7d">
<div align="center"><strong><font face="San-Serif, Verdana, Arial, Plain"><font size=5 color=red><i><b>"Old Fashioned Underwriting"</b></i></font><font size=1 style="font-size: 7pt"><i><b>SM</b></i></font></font></strong> <font size="5" face="San-Serif, Verdana, Arial, Plain" color=red><i><b><br>
</b></i><strong><i><b>from Standard Insurance Company </b></i></strong></font></div></td>
</tr>
<tr>
<td width=602 valign=TOP bgcolor="#000010"></td>
</tr>
<tr bgcolor="#003d7d">
<td width=602 valign=TOP bgcolor="#003d7d">
<p align=CENTER style="margin-bottom: 0.2in"><strong><font color="#ffffff" size="3" face="San-Serif, Verdana, Arial, Plain"><b>Contact us for more details and quotes.<br>
</b></font></strong><strong><font color="#66ccff" size="3" face="San-Serif, Verdana, Arial, Plain"><b>We just made disability selling much easier.</b></font></strong> </p>
<div align="center"><font color="#ffffff" face="San-Serif, Verdana, Arial, Plain"><font size=2>For more details on this exciting program please contact our Sales Department at </font><strong><font size=2><b> <br>
</b></font><font color="#ffffff" size="5"><b>1-800-653-8003</b></font></strong></font>
<font size=2> <br>
</div>
<div align="justify" style="margin:10 20 10 20; font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color:#FFFFFF ">At Kouzmanoff Financial, our goal is to help you find the best DI policy for your clients so put our decades of DI experience and DI know-how to work for you!
Kouzmanoff Financial One Stop Shop for DI. Kouzmanoff Financial shops the market for you & offers Traditional DI Products from multiple carriers so you can pick the best fit for your client To learn how to sell more DI.
Please visit http://<a href="http://www.kouzfinancial.com" style="color:#FFFFFF; ">www.kouzfinancial.com</a> </div>
<hr size=1> </td>
</tr>
<tr bgcolor="#003d7d">
<td width=602 valign=TOP bgcolor="#000000">
<p align=CENTER style="margin-bottom: 0.2in"><font color="#ffffff" face="San-Serif, Verdana, Arial, Plain" size=2>For more information on how to accelerate your sales with Simplified DI, contact us!</font></p>
<p align=CENTER style="margin-bottom: 0.2in"><font color="#ffffff" face="San-Serif, Verdana, Arial, Plain" size=2>Your Local DI Experts<br>
</font><a href="http://www.kouzfinancial.com"><font color="#ffffff" size="6" face="San-Serif, Verdana, Arial, Plain"><b>www.kouzfinancial.com</b></font></a></p>
</td>
</tr>
</table>
</CENTER>
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Disability Insurance Specialists
tag:kouzmanoff.com,2007-08-06:%2Fcgi-bin%2Fdada%2Fmail.cgi%2Farchive%2Ffinacial%2F20070806125538%2F
2007-08-06T12:55:38Z
2007-08-06T12:55:38Z
<img alt=" " height="1" src="http://kouzmanoff.com/images/clear.gif" width="1"/>
<table width="600" border="5" align="center" cellpadding="0" cellspacing="0" bordercolor="#333366">
<tr>
<td>
<table width="100%" border="0" cellspacing="0" cellpadding="12">
<tr>
<td><div align="center"><font color="#000066" face="Georgia, Times New Roman, Times, serif"><strong><font color="#333366" size="5"><a href="http://www.kouzfinancial.com"><img src="http://kouzmanoff.com/images/kouzlogo2.jpg" width="85" height="69" border="0" align="left"></a><font face="Verdana, Arial, Helvetica, sans-serif">Kouzmanoff
Financial & <br>
Insurance Services, Inc.</font><br>
</font></strong></font><strong><font color="#333366" face="Georgia, Times New Roman, Times, serif"><font color="#990000" size="+2" face="Verdana, Arial, Helvetica, sans-serif">Disability
Insurance Specialists</font></font></strong></div></td>
</tr>
</table>
</td>
</tr>
<tr>
<td><table width="100%" border="0" cellpadding="0" cellspacing="0" bgcolor="#9494C9">
<tr>
<td><p align="center"><font size="3" face="Verdana, Arial, Helvetica, sans-serif"><strong>The
Standard is pleased to announce:</strong></font></p>
<p align="center"><font size="5" face="Arial, Helvetica, sans-serif"><em><strong><font face="Verdana, Arial, Helvetica, sans-serif">More
good news about<br>
Old Fashioned Underwriting</font><font size="1">SM </font></strong></em></font></p>
<div align="center">
<table width="550" border="0" align="center" cellpadding="6" bordercolor="#FFFF99">
<tr>
<td width="550" bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="12">
<tr>
<td><div align="center">
<table width="100%" border="0" cellpadding="0" cellspacing="0" bgcolor="#CC0000">
<tr>
<td><div align="center"><font color="#FFFFFF" face="Arial, Helvetica, sans-serif"><strong>ISSUE
LIMITS UP</strong></font></div></td>
</tr>
</table>
</div></td>
</tr>
<tr>
<td valign="top"> <table width="90%" border="0" align="center" cellpadding="0" cellspacing="0">
<tr>
<td valign="middle"><font color="#FF0000" face="Arial, Helvetica, sans-serif"><strong><font color="#CC0000" size="2" face="Verdana, Arial, Helvetica, sans-serif">*
</font></strong></font> <font color="#CC0000" size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>
Effective immediately, individual disability insurance
issue limits for Old Fashioned Underwriting are
increased from $3,000 to $5,000 per month.</strong><font color="#333333" size="1">1</font></font>
<p><font color="#CC0000" size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong><strong>*
</strong> In
addition to The Protector</strong><font color="#333333" size="1">SM</font><strong> and The Protector</strong><font color="#333333" size="1">SM</font><strong> Old
Fashioned Underwriting is now available for
The Business Protector</strong><font color="#333333" size="1">SM</font><strong>. </strong><font color="#333333" size="1">2</font></font></p>
<p><font color="#CC0000" size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong><strong>*
</strong> The
Business Owner Upgrade</strong><font color="#333333" size="1">SM</font><strong> is now available with Old Fashioned Underwriting.</strong></font><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong><br>
</strong></font>
</p>
<p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">The
Earned Income Enhancer and Cost of Living Rider
are not available for <em>Old Fashioned Underwriting.
</em></font></p>
<p style="margin= 1 1 1 1;"><font size="1" face="Verdana, Arial, Helvetica, sans-serif">1.
Based on The Standard’s minimum annual
income requirements and currently published
issue and participation limits.
Participation
with another individual disability insurance
policy is $5,000
per month. Maximum participation limit includes
SSI and FPO.<br>
<br>
2.
$5,000 maximum participation limit includes
FPO.</font></p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<table width="550" border="0" align="center" cellpadding="0" cellspacing="0">
<tr>
<td> <table width="100%" border="0">
<tr>
<td bgcolor="#FFFFFF"><p align="left"><font color="#FFFFFF" size="3" face="Arial, Helvetica, sans-serif"><strong><font color="#000066">Pending Business:</font> </strong></font><font color="#333333" size="2" face="Arial, Helvetica, sans-serif">For new business, please indicate Old Fashioned Underwriting on the Producer Information Report of the application.</font> </p>
<p align="center"><font color="#333333" size="2" face="Arial, Helvetica, sans-serif"><u><strong>If you have IDI applications</strong></u></font><font color="#FFFFFF" size="2" face="Arial, Helvetica, sans-serif"><strong><br>
<font color="#336633" size="+2">pending in underwriting </font> <font color="#333333">or</font><br>
<font color="#336633" size="+2">recently issued, but not placed</font></strong></font></p>
<p align="center"><font color="#333333" size="2" face="Arial, Helvetica, sans-serif">You may request the higher benefit if the applicants or insureds qualify. For more information, please contact your underwriter or underwriting assistant.</font></p></td>
</tr>
</table>
<table width="100%" border="0">
<tr>
<td bgcolor="#CCCCCC"><p align="left"><font size="3"><strong><font color="#000066" face="Arial, Helvetica, sans-serif">Illustrating these new changes: </font></strong></font><font color="#333333" size="2" face="Arial, Helvetica, sans-serif">The Standard is in the process of updating the illustration software to reflect these new changes. Until this is implemented, you can illustrate the new changes by deselecting the Old Fashioned Underwriting check box. Please note that the Indexed Cost of Living Rider is not available.</font></p> </td>
</tr>
</table></td>
</tr>
</table>
<p> </p>
</div></td>
</tr>
</table>
</td>
</tr>
<tr>
<td>
<table width="100%" border="0" cellspacing="0" cellpadding="12">
<tr>
<td><p align="center"><font color="#000066" face="Arial, Helvetica, sans-serif"><em><strong>For
more information, please call us at </strong></em></font><font color="#FF0000" size="6" face="Arial, Helvetica, sans-serif">1-800-653-8003</font></p>
<p align="center"><font size="3" face="Arial, Helvetica, sans-serif"><strong>Terry
Bishop </strong><font size="2">| Disability Sales Manager<strong><br>
</strong></font></font><font color="#000066" size="2" face="Arial, Helvetica, sans-serif">Email
<a href="mailto:tbishop@kouzfinancial.com">tbishop@kouzfinancial.com</a><br>
</font><font size="2"><a href="http://www.kouzfinancial.com"><font face="Arial, Helvetica, sans-serif"><strong>www.kouzfinancial.com</strong></font></a></font></p>
<p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">For more
information about Disability Income Insurance, or any of our individual
products, call your Product Marketing Team today at 1-800-653-8003</font></p>
<blockquote>
<p align="left"><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>We shop the market and offer plans from multiple carriers:</strong><br>
· Guarantee Issue plans <br>
· Simplified Issue DI <br>
· True Own-Occupation definition <br>
· Association discounts <br>
·
Financial & medical risk evaluation </font></p>
</blockquote> <p align="center"> </p>
<p align="center"><strong><font size="4" face="Arial, Helvetica, sans-serif"><a href="http://kouzfinancial.com/REQDI/reqdi.html" target="_blank"><font face="Verdana, Arial, Helvetica, sans-serif">Request
Quotes Online</font></a><font face="Verdana, Arial, Helvetica, sans-serif"><br>
</font></font></strong><font size="4" face="Verdana, Arial, Helvetica, sans-serif">Same Day Illustrations<strong><br>
Call 1-800-653-8003</strong></font></p>
<p align="center"><font face="Verdana, Arial, Helvetica, sans-serif"><strong><font size="4">Terry
Bishop, </font></strong><font size="4">Disability Sales Manager<strong><br>
</strong>Email<strong> <a href="mailto:tbishop@kouzfinancial.com">tbishop@kouzfinancial.com</a><br>
<a href="http://www.kouzfinancial.com">www.kouzfinancial.com</a></strong></font></font></p>
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